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For purposes of this paragraph (f)(4)(ii), the cost of coverage is determined based on the total amount of employer and employee contributions towards the cost of coverage for the benefit package under which the employee is (or the employee and any dependents are) receiving coverage

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Using the GTQL, you can receive: Telephone, text, and web-based services for all tobacco users Services and support for pregnant and postpartum women Cessation (quitting) services that address the use of all tobacco products Translation support for multiple languages Referrals to community resources Ready to Quit Vaping

If you already have a life insurance policy but have quit smoking since the start of your policy, you can apply to have your status changed to non-smoker